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	|  Johns Hopkins University |   ¹Ì±¹´ëÇб³º¸Çè  Johns Hopkins University |  
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		|  | º» ȨÆäÀÌÁö´Â À¯Çлý, ±³È¯±³¼ö, ºñÁöÆÃ½ºÄ®¶ó, Æ÷½ºÆ®´Ú, ÃâÀåÀÚ ¹× Ãâ±¹ÇϽô µ¿¹Ý°¡Á· ºÐµéÀÌ °¡ÀÔ ÇϽǼö ÀÖ´Â º¸ÇèÀÔ´Ï´Ù. »ó´ãÀ» ¿øÇÏ½Ã¸é »ó´ã¿äûÀ» ÀÛ¼º ÇØÁֽðųª À̸ÞÀÏÀ» º¸³»ÁÖ½Ã¸é µË´Ï´Ù.
 ½Ç½Ã°£À¸·Î »ó´ãÀ» ¿øÇϽøé MSN ´ëÈ»ó´ë Ãß°¡¸¦ ÇØÁÖ½Ã¸é ¿Ü±¹¿¡ °è½Ã´õ¶óµµ º¸»ó ¹× º¸Çè ¹®ÀǸ¦ ÇϽǼö ÀÖ½À´Ï´Ù.
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|      Johns Hopkins University  Á¦ÈÞ º¸Çè°ú DB¼ÕÇØº¸Çè ºñ±³    |  
| Insurance  Provider | Çб³Á¦ÈÞº¸Çè | DB¼ÕÇØº¸Çè |  
|     Life Maximum     | $1,000,000 | Unlimited |  
|     benefits     | $1,000,000 |   $50,000 per Sickness or Injury |  
|   °í°´ºÎ´ã±Ý   |   Students: $250 per condition, per Policy Year   | °í°´ ºÎ´ã±Ý¾øÀ½ |  
|   Dependents: $250 per Policy Year   |  
|   Family: $500 per Policy Year   |  
|       In‐Network   Çù·Âº´¿øÀÌ¿ë½Ã º¸Çèȸ»çº¸»óºñÀ² |   80%  |   100% º¸Çè ȸ»ç¿¡¼º¸»ó |  
|   Out-of-Network   ºñÇù·Âº´¿øÀÌ¿ë½Ã º¸Çèȸ»çº¸»óºñÀ²   | 64%  | 100% º¸Çè ȸ»ç¿¡¼ º¸»ó |  
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| OUT-OF-POCKET MAXIMUMS ³â°£°í°´ºÎ´ã±Ý |  
 |     Preferred Care: Individual Out-of-Pocket: $5,250   Non-Preferred Care: Individual Out-of-Pocket: $7,750   Family Out-of-Pocket:  $4,500 if involved in the same accident   
 | °í°´ ºÎ´ã±Ý¾øÀ½ |  
|   Prescription Drug   ¾à°ª °í°´ºÎ´ã±Ý | 100% of the Negotiated Charge, following a $25 Copay for each Brand Name Prescription Drug or a $15 Copay for each Generic Prescription Drug | ÃÑ º¸»ó Çѵµ³»¿¡¼ º¸»ó °í°´ ºÎ´ã±Ý ¾øÀ½ |  
|     Premium (Annual) |       Student:$1,627 Spouse:$2,976 Child:$1,875   |     Student:¾à$480 Spouse:¾à$480 Child:¾à$480 |    |  
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|     º¸»óÇÏÁö ¾Ê´Â ¼ÕÇØ 1. ±â¿ÕÁõ(º¸Çè°¡ÀÔ ÀÌÀü¿¡ °¡Áö°í ÀÖ´ø ÁúȯÀ̳ª ½ÅüÀû Àå¾ÖÀÇ Ä¡·á ¹× °Ë»ç¸¦ ¸ñÀûÀ¸·Î ¹ß»ýÇÑ ºñ¿ë)
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 3. ´Ü¼ø °Ç° °Ë»ç¸¦ ¸ñÀûÀ¸·Î ÇÏ´Â ºñ¿ë(½Ã·Â °Ë»ç ¹× °Ç° °ËÁø)
 4 .¿¹¹æÁ¢Á¾ºñ¿ë (Çб³ ÀÔÇнà Immunization Æ÷ÇÔ)
 5. Á¤½Å°ú Áúȯ/ÇൿÀå¾Ö 6. HIV(¿¡ÀÌÁî) 7. ºñ´¢±â°èÀå¾Ö(¿ä·Î°á¼®) 8. ºñ´¢±â°ú ÁúȯÁßN39 ¶Ç´Â ¿ä½Ç±Ý     |  
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