 University of Michigan.Ann Arbor |
  미국대학교보험University of Michigan.Ann Arbor |
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본 홈페이지는 유학생, 교환교수, 비지팅스칼라, 포스트닥, 출장자 및 출국하시는 동반가족 분들이 가입 하실수 있는 보험입니다.
상담을 원하시면 상담요청을 작성 해주시거나 이메일을 보내주시면 됩니다.
실시간으로 상담을 원하시면 MSN 대화상대 추가를 해주시면 외국에 계시더라도 보상 및 보험 문의를 하실수 있습니다. |
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 U-M Health Insurance Plan Coverage and Rates (2006-07 Academic Year)
The following is a listing of current coverage highlights and rates for the 2006-07 academic year, from 8/31/06 to 9/1/07. For complete information on this insurance plan, refer to U-M International Student/Scholar Health Insurance Plan brochure. [PDF]
Coverage Highlights
- $250,000 per accident or illness
- 100% coverage up to $5000 (after the deductible)
- 80% coverage from $5,001 to $40,000
- 100% coverage from $40,001 to $250,000
Note: These are percentages of reasonable and customary cost, which are the amounts that the insurance company will cover if it pays for services. You will ultimately receive services at the least cost, especially when totals might exceed $5000, by going to a Preferred Provider doctor or hospital, such as the University of Michigan Health System.
- Deductible of $50 is reduced to 0 if patient is first treated by or referred by UHS (University Health Service). The deductible will be reduced to $10 if a visiting scholar's spouse or child is first treated at or referred by North Campus Family Health Service. The deductible will be reduced to $10 for children age 14 or under if they are first treated by or referred by Pediatric Primary Care at the East Ann Arbor Health Center.
- 90% coverage for prescription drugs (excludes birth control, acne medicines).
- Costs of pregnancy and childbirth covered (limited coverage if pregnancy began before enrollment).
- Both inpatient and outpatient coverage (for example: hospital room and board, physician's fees, laboratory test, x-rays, ambulance, etc.)
- Some coverage for mental health problems and drug or alcohol abuse
- Routine eye exam once per policy year at University Health System
- TB screening
- Medical evacuation and repatriation coverage
Current Rates
Insurance premiums will be billed by the Student Financial Operations Office (not by the insurance company) once per month. Charges cannot be pro-rated. This means that if you have this insurance for any part of the month, you will be charged for the entire month. | |
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| Insurance Premiums - Effective 9/1/06 - 8/31/07 |
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Monthly |
Annually |
| Student or Scholar |
$81.00 |
$972.00 |
| Student or Scholar and One Dependent |
$335.00 |
$4,020.00 |
| Student or Scholar and two or more Dependents |
$589.00 |
$7,068.00 | |
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| 미국 대학 보험 | 구 분 | DB손해보험 |
Covered Medical Expenses listed below are payable in accordance with the following reimbursement levels:
- 100% Coverage for first $5,000;
- 80% Coverage for $5,001 to $40,000;
- 100% Coverage for $40,001 to $250,000.
약값90%보상 디덕트불
상해/질병당 50$ |
총 한도
디덕트불 |
총한도$50,000
사고당/질병당 $50,000한도(무제한보상)
약값 전액 보상 |
질병,상해 발생(질병,사고유형별 본인 부담금)
80% copay-ment |
코페이먼트
(본인 부담금) |
질병이나 사고일경우 copay-ment 없음 |
| 거주 하시는 지역 및 학교에서만 보상되거나되고 타주에서 발생한건에 대해서는 제한적으로보상 |
보상지역 |
한국을 제외한 모든 지역에서 100% 보상됨
전 국가 동일하게 보상 |
| 학교포함 2 ~ 3개 |
협력병원 |
미국내 2000 여개 정도 검색후 알려 드림 |
학생 년간 $907
배우자 $3,048
자녀 $3,048 |
년간 보험료 |
학생의 경우 학교보험만 가입
배우자 약$480
자녀 약$480 | |
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장기보험 가입신청서
